How We Help

Small Business Retirement Plan Consulting

Small Business Retirement Planning in Charleston, SC

Empowering business owners to retire with intention and help their teams do the same.

Running a business comes with enough decisions. Choosing the right small business retirement plan in Charleston shouldn’t be one of them. At Bellerophon Wealth Management, we help small business owners design, implement, and optimize retirement strategies that align with their goals and their team’s future.

Whether you’re a solo entrepreneur or leading a growing company, we simplify your retirement planning options, giving you confidence to make informed decisions. From SIMPLE IRAs to cash balance plans for small businesses, our approach helps you build a future that works for both you and your employees.

No jargon, no sales pitch. Just financial advice and personalized strategies that strive to set you up for long-term success.

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Retirement Plan Strategies We Work With

SIMPLE IRAs: Simplicity Meets Strategy
When you’re just starting out, simplicity is key. But that doesn’t mean sacrificing effectiveness. A SIMPLE IRA is a cost-efficient, tax-advantaged choice for business owners who want to provide their employees with a sound retirement option. We’ll build a plan that’s easy to manage and delivers real value, both now and in the long run.
SEP IRAs: Big Contributions, Big Impact
Want to optimize contributions without the complexity of a full-blown 401(k)? A SEP IRA could be the perfect fit. We’ll help you take advantage of its contribution limits, so you can save more and still stay on track with your business growth. Bigger savings, bigger impact; this is how you build your business and your future—strategically.
401(k) Plans: Flexibility That Scales with You
If you’re ready to elevate your retirement planning, a 401(k) is your flexible solution. Whether you want to offer safe harbor or profit-sharing options, we’ll tailor a plan that gives you maximum tax benefits, keeps you compliant, and helps your employees build a foundation for retirement.
Cash Balance Plans: Supercharge Your Retirement Savings
For high-income business owners, cash balance plans are a total game-changer. These plans let you build a tax-deferred retirement savings engine with the potential for much larger contributions than traditional retirement vehicles. If you’re looking to save more while reducing taxes, we’ll navigate the complexities of cash balance plans for small businesses and make sure you’re making the most of your future.

Comprehensive Retirement Planning With a Personal Touch

We believe your retirement plan should be as unique as your business. That’s why we approach small business retirement plan with a tailored, holistic financial planning mindset.

Whether you’re navigating the complexities of RSUs and stock options consulting or preparing for business succession planning in Charleston, we’ll make sure your retirement plan fits seamlessly into your broader financial picture.

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What You Can Expect

Clear, strategic advice
We explain your retirement options in simple, understandable terms.
Tailored strategies
No cookie-cutter retirement plans here; only options that fit your business and life goals.
Your best interests
 As your financial advisor, we provide transparent advice with your best interests at heart.
Long-term alignment
We integrate retirement planning into your bigger financial picture so that your future and your team’s are built to last.
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business financial planner

Let’s Build a Retirement Plan That Actually Works for You

You’re not just running a business; you’re building something that lasts. Your retirement plan should do the same. At Bellerophon Wealth Management, we deliver smart, strategic retirement planning for small business owners who want more than just the basics.

That’s why we help you design a plan that aligns with your goals, attracts and retains top talent, and supports your long-term vision. We also bring deep experience in investment strategies for professionals, RSUs and stock options, and business succession planning in Charleston, so you’re always one step ahead.

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Ready to build a retirement plan that’s as driven as you are? Let’s talk.

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