Who We Serve

Financial Planning for Physicians

You spent a decade training to take care of everyone else. You deserve a financial plan that takes care of you. Bellerophon is an independent, fee-only fiduciary in Charleston that works with physicians and dentists — from residents and new attendings to established partners — to turn a high income (and often high debt) into lasting wealth, without the conflicts of commission-driven advice.

A historic Charleston, SC home with a double piazza and palmettos

A quiet city street lined with palm trees and historic buildings at dusk, with a tall clock tower on the right and a soft blue and pink sky in the background.

Why Physicians Work With Us

Your income is strong, but so is the complexity behind it — student loans, a late start to saving, complicated employer plans, malpractice and disability risk, and very little time to manage any of it. We specialize in the financial life of high-earning physicians, so you can focus on your patients while we handle the rest.

What You're Really Looking For

You want more than someone to "manage your money." You want a fiduciary partner who understands a physician's career and finances — someone who:

Builds a smart payoff strategy for student loans, weighing PSLF against refinancing and investing

Maximizes your 403(b), 457(b), and backdoor and mega-backdoor Roth opportunities

Reviews your disability and malpractice coverage against the income it's meant to replace

Helps you weigh employment, partnership, and practice ownership

Reduces taxes on a high income and helps you avoid expensive missteps

Coordinates with your CPA and attorney so nothing falls through the cracks

Aerial view of a Lowcountry tidal creek winding through marsh near Charleston, SC

And maybe most importantly, someone who understands the demands of a career in medicine.

What We Deliver

Comprehensive, fee-only financial planning and wealth management built for the way physicians actually earn, save, and live.

Student Loan & Debt Strategy

Six figures of student debt deserves a real plan. We weigh PSLF, refinancing, and aggressive payoff against investing, so you build wealth while you pay it down.

Retirement & Financial Independence

Whether you want to cut back at 55 or practice as long as you love it, we build a plan that gives you the freedom to choose — using every tax-advantaged account available to you.

Investment Strategy

A demanding schedule shouldn't mean a neglected portfolio. We build and manage a low-cost, diversified strategy so your money works as hard as you do.

Tax Strategy & Coordination

A high income means a high tax bill. We coordinate with your CPA on retirement-plan design, entity structure, and timing to keep more in your pocket.

Insurance & Asset Protection

Your ability to earn is your biggest asset. We make sure your disability, life, and liability coverage genuinely protects it — without overpaying.

Because You Take Care of Everyone Else

You’ve earned more than a paycheck — you’ve earned a partner focused on your time, your income, and your future. Let’s build a plan that works as hard for you as you do for your patients.

Start Your Journey

A person with a backpack stands on a grassy hilltop, taking a photo of a tall, rocky mountain peak surrounded by patches of clouds under a clear sky.

Ready to build a retirement plan that’s as driven as you are? Let’s talk.

Schedule Your Consultation